[ { "capability": "Exact ISIN", "Morningstar": "Observed", "FSM": "Not observed in rendered page", "POEMS": "Observed", "Endowus": "Observed", "interpretation": "FSM name/manager/currency support correspondence, not exact-ISIN verification." }, { "capability": "Class currency", "Morningstar": "Observed", "FSM": "Observed SGD title/price", "POEMS": "Observed", "Endowus": "Observed expanded facts", "interpretation": "Keep quotation and class identity explicit." }, { "capability": "Objective", "Morningstar": "Observed", "FSM": "Observed", "POEMS": "Observed", "Endowus": "Observed expandable", "interpretation": "Different Endowus fund; compare presentation only." }, { "capability": "Fund size", "Morningstar": "Observed total/class assets", "FSM": "Observed AUM", "POEMS": "Not observed", "Endowus": "Observed dated size", "interpretation": "Fund and class AUM are different aggregation levels." }, { "capability": "Payout/history", "Morningstar": "Old events and empty annual component", "FSM": "Current No/dashes", "POEMS": "Two old dividend events", "Endowus": "Accumulation text", "interpretation": "Historical distributions and current policy are not interchangeable." }, { "capability": "Price/return chart", "Morningstar": "Observed configurable", "FSM": "Observed toggle", "POEMS": "Observed iframe toggle", "Endowus": "Observed toggle", "interpretation": "Different defaults and reinvestment labels." }, { "capability": "Chart range controls", "Morningstar": "Periods/custom dates/frequency", "FSM": "Periods/More", "POEMS": "1–20-year menu/navigator", "Endowus": "All Time/1/3/5Y", "interpretation": "Availability is not complete-history proof." }, { "capability": "Chart comparison", "Morningstar": "Search control, untested addition", "FSM": "Compare control, result unverified", "POEMS": "Peer-finder link, untested workflow", "Endowus": "Not observed in chart", "interpretation": "No claim of absent platform comparison capability." }, { "capability": "Calendar returns", "Morningstar": "Annual peer table", "FSM": "Annual bar chart", "POEMS": "Not observed in detail tabs", "Endowus": "Monthly grid and annual total", "interpretation": "Different levels of detail." }, { "capability": "Trailing returns", "Morningstar": "Peer/rank/date-basis table", "FSM": "Bars and peer table", "POEMS": "Return/risk period table", "Endowus": "Cumulative/annualised tiles", "interpretation": "Must align as-of dates and annualisation." }, { "capability": "Peer/category rankings", "Morningstar": "Observed quartile/percentile/count", "FSM": "Peer returns/review table", "POEMS": "Outbound compare entry", "Endowus": "Not observed", "interpretation": "Rank is meaningful only with category population/date." }, { "capability": "Drawdown", "Morningstar": "Magnitude and peak/valley/duration", "FSM": "1/3Y sidebar and dated review", "POEMS": "Not observed in primary tables", "Endowus": "Historical max with help", "interpretation": "Periods/frequencies differ." }, { "capability": "Standard deviation", "Morningstar": "Observed 3/5/10Y control", "FSM": "3Y annualised volatility", "POEMS": "1/3/5/10Y", "Endowus": "Volatility, period unresolved", "interpretation": "Do not conflate measured risk and rating scale." }, { "capability": "Sharpe/Sortino", "Morningstar": "Sharpe observed", "FSM": "Sharpe sidebar; Sortino review", "POEMS": "Both observed", "Endowus": "Not observed", "interpretation": "No assertion on other fund/pages." }, { "capability": "Alpha/beta/R2/capture", "Morningstar": "Observed", "FSM": "Not observed", "POEMS": "Not observed", "Endowus": "Not observed", "interpretation": "Specialist optional analytics." }, { "capability": "Holdings", "Morningstar": "Top10 detailed table", "FSM": "Top10 weighted bars", "POEMS": "Not observed", "Endowus": "Up to15 simple table", "interpretation": "Counts and partial coverage need labels." }, { "capability": "Sector/region", "Morningstar": "Selector + comparator tables", "FSM": "Pie/legend/date", "POEMS": "Not observed", "Endowus": "Simple toggled tables", "interpretation": "Taxonomy and report dates differ." }, { "capability": "Style/factors/valuation", "Morningstar": "Observed", "FSM": "Investment-style editorial", "POEMS": "Not observed", "Endowus": "Editorial only", "interpretation": "Numeric factors are not editorial style." }, { "capability": "ESG/carbon/involvement", "Morningstar": "Observed", "FSM": "Not observed", "POEMS": "Not observed", "Endowus": "Not observed", "interpretation": "Only observed here, not claimed exclusive platform-wide." }, { "capability": "Named manager", "Morningstar": "Observed tenure/timeline", "FSM": "Review narrative", "POEMS": "Company profile only observed", "Endowus": "People editorial", "interpretation": "Provider company and individual manager are distinct." }, { "capability": "Research rationale", "Morningstar": "Analysis gated", "FSM": "Conditional public review", "POEMS": "Objective/company narrative", "Endowus": "Conditional public perspective", "interpretation": "Separate opinion from source facts." }, { "capability": "Fund fees", "Morningstar": "Maximum/current/history/cost illustration", "FSM": "Separate dated fund block", "POEMS": "Management/expense ratio matrix", "Endowus": "TER before/after rebate", "interpretation": "Different fee types must not be flattened." }, { "capability": "Platform fees", "Morningstar": "Excluded by illustration note", "FSM": "Explicit quarterly fee/GST/tier", "POEMS": "Sales/switching matrix", "Endowus": "Cashback explained; not all-in quote", "interpretation": "Platform context controls actual customer costs." }, { "capability": "Funding eligibility", "Morningstar": "Purchase constraints mostly blank", "FSM": "Cash/SRS/CPF yes/no", "POEMS": "Funding-method columns", "Endowus": "Funding chips", "interpretation": "FSM/POEMS CPF difference unresolved." }, { "capability": "Minimums", "Morningstar": "Initial minimum", "FSM": "Initial/subsequent/holding/redemption/RSP", "POEMS": "Initial/subsequent/redemption/RSP", "Endowus": "Not fund-specific in detail observed", "interpretation": "Global account minimum is not fund minimum." }, { "capability": "Dealing cutoff/timing", "Morningstar": "Not observed", "FSM": "Processing stages/T+ days", "POEMS": "3 PM cutoff", "Endowus": "Not observed", "interpretation": "Platform-specific data." }, { "capability": "Holidays", "Morningstar": "Not observed", "FSM": "Observed holiday card", "POEMS": "Not observed", "Endowus": "Not observed", "interpretation": "No-holiday message coexists with fund-holiday dates." }, { "capability": "RSP", "Morningstar": "Not observed", "FSM": "Minimum/action/fees", "POEMS": "Schedule table", "Endowus": "Not observed in detail", "interpretation": "Do not infer platform absence." }, { "capability": "Documents", "Morningstar": "No library observed", "FSM": "Five dated types; opening unverified", "POEMS": "Four links; opening blocked", "Endowus": "Four links; document blank", "interpretation": "Links are not verified document contents." }, { "capability": "History table/search", "Morningstar": "Chart summary table alternative", "FSM": "Daily last3M/search tested", "POEMS": "Dividend table search control", "Endowus": "Calendar Load more tested", "interpretation": "Different histories and search scopes." }, { "capability": "Export/print", "Morningstar": "Image control untested", "FSM": "Export control untested", "POEMS": "Image/print controls untested", "Endowus": "Not observed", "interpretation": "No exported result claimed." }, { "capability": "Accessibility alternatives", "Morningstar": "Chart tables tested; defects seen", "FSM": "Labels often generic/iconic", "POEMS": "Embedded chart limited text", "Endowus": "Plain basis text; unnamed icons", "interpretation": "No WCAG or screen-reader certification." }, { "capability": "Mobile", "Morningstar": "Header/summary sampled", "FSM": "Overview + fee drawer", "POEMS": "Overview/chart + performance", "Endowus": "Overview + performance", "interpretation": "390×844 limited sampling, not exhaustive." } ]